The Objective
The objective of Baccarat is to draw a two- or three-card
hand that totals closer to 9 than the banker. 10, J, K,
Q count as 0, A is a 1 and all other cards are face value.
If your total is more than ten, you drop the ten. So a 7-9
hand totals to 6 (16, drop ten). There is no such thing
as a "bust" hand.
The Rules
The banker and the player each draw two cards. If either
the player or banker total 8 or 9, both automatically stand,
no exceptions. If the player's total is 6 or 7, the player
stands. If the player stands, the banker hits on a total
of 5 or less. If the player's total is 5 or less, the player
automatically hits and the banker gives the player a third
card.
If the player receives a third card then the banker draws
a third card according to the following:
- Banker's hand totals 0,1,2:
Banker always draws a third card.
- Banker's hand totals 3:
Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0
(not 8)
- Banker totals 4: Banker
draws if Player thirds 2-3-4-5-6-7
- Banker totals 5: Banker
draws if Player thirds 4-5-6-7
- Banker totals 6: Banker
draws if Player thirds 6-7
- Banker totals 7: Banker
stands
- Once the final cards
are dealt, the one with the total closest to 9 wins.